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Public
& Products
Liability
Legal Liability to Third Parties with regard to
personal injury/death &/or damage as a result
of an occurrence arising from the business
activities. This also includes legal costs to
defend an action.
Umbrella
Liability
"Top Up Policy". With the rising amounts being
awarded by the courts and legal costs to defend any
actions, Business require higher amounts of cover
on all their policies. This includes Motor Vehicle
Third Party, Workers Compensation, Public
Liability.
Property
Owners Liability
Policy designed specifically for a property owner.
Generally, premium is considerably cheaper than
that of an occupier
TOP
Professional
Indemnity
Will cover all sorts of professional people who are
engage in the provision of advice (not just the
traditional professions like lawyers, doctors and
accountants) can be sued for financial loss arising
from errors or omissions.
TOP
Legal
Expenses
Reimbursement of legal fess under many circumstance
if the company is sued arising our of contracts,
employment, criminal defence, property legal cover,
patents, copyright, Trade Practices Act
TOP
Directors
& Officers
Liability
Should a Director be found negligent in the
performance of their duty, they would be unable to
seek indemnification from their employer as such
indemnification in prohibited at law. The only
available financial protection is Directors &
Officers Liability. Should a Director not be found
negligent then the company would have to indemnify
the legal defence costs to the Director.
TOP
Employment
Practices
Liability
This policy covers defence costs and damages if an
employer is taken to court by an employee or even a
job applicant for grounds of:-
*
Refused Employment
* Missed out on a promotion
* Demotion or reassigned or given a poor
evaluation
* Being sacked
* Discrimination, being race, colour, sex,
sexual preference, age, physical or mental
disability, marital status, family
responsibilities, pregnancy, religion, political
opinion, national extraction or social
origination.
TOP
Technology
Liability
Designed specifically to meet the Legal Liability
needs of Information Technology Companies where
traditional policies fall short.
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